OUC Club Insurance Requirements and Risk Management Document

The goals of this OUC document are to:

1. define the Requirements for Club Diving Activities that have been discussed and communicated to our insurers. Agreement by our insurers makes this document a binding interpretation of the Policy.

2. provide strong recommendations for mitigating risk.

There are 3 components to this document.
a) Insurers Requirements
b) OUC Implementation / Administration / Safety Requirements
c) OUC Recommendations for risk mitigation

This document is a living document. We ask our member clubs to review the document with regard to future safety revisions. OUC will consider additional safety requirements as submitted by clubs. In order to implement new, or modify OUC based safety requirements, a 2/3 (two-thirds) vote of the membership would be required. This could be done at an AGM or a special meeting.

Member clubs can submit new recommendations or revisions to existing recommendations to OUC at any time.

If safety is compromised, our ability to secure affordable insurance will be at risk and the potential for government intervention will increase. OUC negotiates an insurance policy annually with its insurance provider on behalf its member Scuba Clubs. Our ability to secure favorable coverages and rates is based upon the risk associated with our activities, our past claims history and our approach to risk management.

OUC is the de-facto Provincial Sport Organization (PSO) for scuba diving in Ontario, and while it is not a regulatory or policing body, it is OUC’s mandate to make safe diving recommendations to members and to the diving community in general.