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Ontario Underwater Council




Mission: to promote the sport of scuba diving in Ontario through safety, advocacy,
cultural & environmental awareness
, self-governance.....and fun!

OUC Insurance Documents

OUC Insurance Documents


Full Policy | Coverage Outline | Declarations | Endorsements | Commercial Liability | OUC Requirements |
Document Templates |

This page is offered to provide access to all OUC Member Clubs and Club Members to OUC's Liability Insurance Policy. The templates below are available to anyone. The OUC offers these to the dive community to help make our sport safer for all.

INSURANCE POLICY DOCUMENTS


Documents on this page are available for download by OUC Member Clubs and Members to help in understanding the policy.
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OUC Liability Insurance Policy Document 
This document is the complete document which is the compilation of all the individual policy components which are listed below. This document in its entirety comprises the insurance policy.
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OUC Liability Insurance Policy Outline 
This document contains the requirements of the policy as specified by the insurer.
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OUC Liability Insurance Policy Declarations
This document contains the declarations of the policy as specified by the insurer.
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OUC Liability Insurance Policy Endorsements and Exclusions - Allsport Insurance
This document contains the endorsements and riders which adjust the commercial insurance coverages. This section also contains changes related to the coverage for use of boats.
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OUC Liability Insurance Policy Commercial General Liability
This document is the wordings of the Commercial General Liability Policy.
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OUC Insurance and Risk Management Document
This document contains the requirements of the policy as specified by the insurer. This document defines the Requirements for Club Activities that have been discussed and communicated to our insurers. Agreement by our insurers makes this document a binding interpretation of the policy.

The document provides strong recommendations for mitigating risk.
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MISCELLANEOUS DOCUMENT TEMPLATES



Liability Release | OUC Medical Statementent | WRSTC Medical Statementent | Waiver of Insurance |
Request for Insurance - Alcohol | Guest Diver | Maintenance Log | Divemaster Log |

Documents on this page are available for download by all Clubs and Divers to help in mitigating risk.

OUC Liability Release an Statement of Understanding
The Member Club should require each member to complete and sign a Liability Release and Assumption of Risk Agreement on joining and annually, to be completed in compliance with local laws. Guests should be required to complete and sign a Liability Release and Assumption of Risk before each event.

If an OUC Insured Member Club chooses to use a form of their own, they must explicitly state that the Ontario Underwater Council, its member clubs, its members including but not limited to employees, offices and directors, agents, contractors, or assigns, volunteers, participants including other divers, instructors and trainers are also included in "Released Parties".
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Medical Statement - OUC
Medical Statements should be completed annually for all diving members. The OUC version is based on the WRSTC document with changes for club activities. We recommend using the OUC document for completeness.

If the medical history form or the appearance of the student indicates any contraindication to diving, the Member Club should advise the member to review the medical with a physician to determine if there are increased risks when diving.
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Medical Statement - WRSTC
The WRSTC Medical Statement is linked to the WRSTC site. We provide this link for your convenience.
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Waiver of Insurance - Sanctioned Events
This document is a template to be used when a member wishes to dive outside the requirements of a club's sanctioned activity.
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Request for Insurance - Alcohol Related Activities
OUC Insured Member Clubs are entitled to 1 (one) sanctioned event per year where alcohol is present. (Do not submit the 1 (one) event on this form)

This document allows clubs to apply for sanctioning of additional events where alcohol may be served. This document will be submitted to the OUC Insurer for review and will be approved or denied. The OUC or the Insurer may contact you for additional information.

An event may be approved and therefore sanctioned if the club wishes to pay an additional fee per event. OUC receives no fees from insurance, all fees are paid to the Insurer

If you decide not to have alcohol, please ensure you have notified the OUC of your revised event 48 hours in advance.
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Guest Diver Program - Application
If a person wishes to participate in an OUC Club sanctioned activity and is not a member of an OUC Insured Member Club, they may participate in the sanctioned activity and be covered by the OUC's Liability Insurance Policy by meeting the requirements of and enrolling in the OUC's Guest Diver Program.
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Club Rental Equipment Maintenance Logs (Coming Soon - Clubs with existing forms are requested to forward a template to OUC Insurance Coordinator)
This document is a template to be used by a club to show proper maintenance of rental equipment.
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Dive Roster / Divemaster Log Sheets (Coming Soon - Clubs with existing forms are requested to forward a template to OUC Insurance Coordinator)
This document is a template to be used by a club to if they don't already have a Dive Roster / Divemaster Log Sheet.
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